Most accidents happen during leisure time but this is precisely where insurance coverage is sometimes not enough. Since statutory accident insurance only provides coverage for occupational accidents and occupational diseases, whereby the accidents must have occurred at work or on the way between the workplace and home.
However, housewives, children who are not of school age and pensioners do not have statutory accident insurance. The following modules, among others, can be covered with private accident insurance.
Disability Due to Accident
Salvage Costs, Retrieval Costs, Research Costs
Costs of Plastic Surgery After an Accident