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Construction finance, follow-up finance and project finance

Selection of the suitable financing partner

When looking for the right lender, the first glance almost always falls on the annual interest rate to be paid. In many cases, interest rates are advertised that have a certain basic characteristic in common: they assume ideal conditions (double income, first-class collateral, first-class credit rating, certain repayment modalities, etc.).

You have decided to purchase a property.
Take advantage of our many years of experience in the field of real estate financing to put your (construction) project on a secure financial footing. We show you the advantages and disadvantages of various financing alternatives and advise you here too, regardless of individual institutes and companies.

In addition, an interest rate is advertised that is often not the effective annual interest rate (including additional costs) but the nominal interest rate (plus additional costs). The effective annual interest rate is largely determined by the amount of the nominal interest rate, the repayment, the payment rate (Damnum / Disagio) and the fixed interest period.

The amount of the cost of mortgage lending has a substantial one
The level of the cost of mortgage lending has a significant impact on the total cost of your project. It is precisely here that mistakes can often be made that are difficult or impossible to correct later. Real estate financing is a very complex area, there are often paradoxical situations, as even an apparently slightly higher annual interest rate is still the better offer (e.g. because additional services such as special repayments are possible).